Services

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Yes. We help clients across Melbourne’s northern suburbs with home loans, refinancing, investment loans, construction loans, guarantor loans and pre-approvals. 

A mortgage broker compares home loan options from multiple lenders and helps you choose a loan structure that suits your goals, income, deposit and future plans. 

A bank can only offer its own loan products. A mortgage broker can compare options from multiple lenders and help explain the differences in rates, fees, features and policy. 

Yes. We help first home buyers understand borrowing power, deposit options, grants, lender requirements and the full home loan process from pre-approval to settlement. 

The deposit needed depends on the lender, property price, income, credit history and whether lenders mortgage insurance applies. Some buyers may be able to purchase with a 5% deposit. 

Yes. We can help you assess your borrowing power, compare lender options and apply for pre-approval before you start making offers on a property. 

Yes. We review your current home loan and compare it against other lender options to see whether there may be a better rate, lower repayment, stronger loan structure or improved features. m.

You may want to review your loan if your fixed rate is ending, your rate has increased, your property value has changed, or you want to access equity, consolidate debt or improve your loan features. 

Yes. We help property investors compare investment loan options, including principal and interest, interest-only, fixed, variable and offset loan structures. 

Yes. We can help with construction finance, including lender requirements, progress payments, loan structure and the application process from approval to build completion. 

Yes. We can help eligible buyers explore family guarantee loan options, including how they work, lender requirements and how they may reduce deposit or LMI costs. 

Yes. We can review options to combine debts into your home loan where suitable. This depends on your income, equity, credit history and long-term repayment position. Add an answer to this item.

 Your borrowing power depends on your income, expenses, debts, deposit, credit history, dependants and lender policy. We can compare borrowing capacity across different lenders. 

Yes. We compare home loan options from a wide panel of lenders and explain the differences in rate, repayments, fees, offset features and loan structure. 

You can contact us online or by phone to book a home loan appointment. We can review your goals, borrowing power and lender options before recommending a suitable next step.